Terms & Conditions

Last Updated: January 2026
Website: rashmih.com

These Terms & Conditions (“Terms”) govern your use of the website rashmih.com (“Website”) and participation in any programs, courses, services, coaching, consultations, or related offerings provided by Inner Wealth Activation Hub, Karnataka, Bharat.

By accessing or using our Website and Services, you agree to comply with these Terms. If you do not agree, please do not use our Website or Services.

1. Business & Contact

Business Name: Inner Wealth Activation Hub
Legal Entity Type: Individual
Country: Bharat (India)
State: Karnataka
Website: rashmih.com
Contact Email: connect@rashmih.com
Contact Number: +91 9187350531

2. Services Offered

We provide personal development, emotional healing, and transformation-based services including but not limited to:

• Online & Offline Courses

• Coaching & Mentorship Programs

• Consultations

• Inner Child Healing & Emotional Healing Sessions

• Membership Communities

• Workshops, Retreats & Programs

• Digital Products (E-books, Audios, Recordings etc.)

Some services are paid, while certain eBooks and clarity consultations may be offered free, subject to availability.

3. Eligibility

• Users must be 18 years or older to access or purchase services.

• You agree to provide accurate, truthful, and up-to-date personal details while registering or making any purchase.

4. Payment Terms

• Payments are accepted in INR and USD.

• Accepted Payment Methods include Instamojo, Razorpay, Stripe, PayPal, UPI, Paytm, PhonePe, Google Pay, Navi and other authorized platforms.

• Full payment must be made prior to access unless otherwise specified.

5. No Refund Policy

We maintain a strict No Refund Policy.

Before enrollment, clarity, guidance, and explanation of the program, expectations, and journey will be provided. We enroll only committed individuals. Therefore:

• No refunds once payment is made.

• No partial refunds.

• No transfers or trial periods unless specifically declared in writing.

By purchasing, you acknowledge and accept this policy.

6. Content Ownership & Usage

All course materials, videos, documents, eBooks, audios, tools, and resources are owned by Inner Wealth Activation Hub.

• Users are granted limited personal access.

• Certain content may be downloadable, while some may only be viewable.

• Redistribution, sharing, copying, re-selling, or republishing our content is strictly prohibited.

Violation may result in termination of access without refund and legal action if required.

7. Disclaimer

Our programs and services are designed for learning, emotional wellbeing, healing awareness, and personal growth.

We do NOT provide:

• Medical advice

• Psychiatric/mental health diagnosis

• Legal or financial advice

Results vary from person to person. Participation is voluntary, and users are responsible for their emotional and mental wellbeing. These services are not a substitute for medical or psychological treatment.

If you have a medical or mental health condition, please consult a qualified professional.

8. Data Collection & Privacy

We may collect the following information:

• Name

• Email

• Phone Number

• WhatsApp Contact

• Payment Information

• Program Usage Data

• Session Recordings (for training, delivery, and support purposes)

We do NOT sell or share user data with third parties except when legally required.

Recordings may be stored securely and used for service improvement (without harming privacy).

9. Conduct & Community Policy

To ensure a safe and respectful environment, users must:

• Maintain respectful communication.

• Avoid abusive, harmful, threatening, or disrespectful behavior.

• Not spam, solicit, or disturb other members.

• Follow group guidelines while being part of WhatsApp communities or program groups.

We reserve the right to remove or block any user who violates rules, without refund.

10. WhatsApp Community Rules

• Respect privacy of members.

• No promotional / marketing posts.

• No hate speech, bullying, harassment or disrespect.

• Discussions must remain relevant to learning and healing.

• Admin decisions are final.

Violation may lead to permanent removal without refund.

11. Session Attendance & Commitment

• Participants are expected to attend as per program structure.

• Timely attendance and participation are user responsibility.

• Missed sessions will not be refunded unless explicitly stated.

12. Termination of Access

We reserve the right to suspend or terminate access if:

• User misuses services

• Engages in illegal or unethical behavior

• Shares or leaks paid content

• Violates community guidelines

• Provides false information

13. Account Deletion

Users may request account deletion or removal of stored information by emailing connect@rashmih.com.

14. Limitation of Liability

Inner Wealth Activation Hub is not liable for:

• Emotional, psychological, financial, or personal consequences

• Delays, disruptions, or technical failures

• User misinterpretation or misuse of content

Use of services is entirely voluntary.

15. Governing Law & Jurisdiction

These Terms are governed by the laws of Bharat (India).

All disputes shall be subject exclusively to the jurisdiction of Courts in Dharwad, Karnataka.

16. Changes to Terms

We may update or modify these Terms at any time. Continued use of services indicates acceptance of updated terms.

17. Contact

For any queries regarding Terms & Conditions:
Email: connect@rashmih.com
Phone: +91 9187350531